Here are some tips for you: 1) Be patient - When you are trying a credit card debt elimination plan, you need to wait a while to see results. Although some people maybe able to eliminate their debts in a single payment, others may have to wait a while. In credit card debt elimination, you need to understand that completely paying off your debts may take time. Today, people who need help are able to contact debt elimination companies through different methods. You can use the technology of the internet to get help wherever and whenever you need it. 2) A plan - Filing for bankruptcy is a last resort. This is because it does not take a lot of thinking to say that you are out of money. A credit card debt elimination program can help you focus your efforts and make sure that you reach your goal of total debt elimination as quickly and as easily as possible. There are different types of credit card debt elimination programs. Some of these are: 1) Self- help - This type of credit card debt elimination program makes use of your own resources to get rid of your debts. By making use of these contacts, the expert will be able to present them with the debt elimination plan that will help you clear your finances. Contacts will also be able to provide you with the information you need to come up with a good debt elimination plan. Contacts will be able to serve as couriers and open up the table for negotiations on a debt elimination plan. The internet today is full of advertisements and websites which boast of having the ability to rid you of your debt legally without paying any money to your creditors. They offer various documents that try to make use of loopholes in the Federal Reserve System to eliminate your debt. These sites often quote different politicians and make use of different laws to try and convince you. This is probably because of the fact that people have realized their need to get rid of their debts. People are beginning to look at credit in a whole new light. In the past, people regarded credit as a convenience they were willing to pay huge amounts of interest for. Today, people see credit as something undesirable.