3) Personalization - A good debt elimination program should be suited to your needs. Many people out there say that they have the perfect debt elimination program and then demand people to pay them a lot of money for their secret. However, you should not be deceived by this type of offer. There is no generic formula for the best debt elimination program. People are beginning to look at credit in a whole new light. In the past, people regarded credit as a convenience they were willing to pay huge amounts of interest for. Today, people see credit as something undesirable. People who want to eliminate their debts need help. Debt elimination companies see this need and attempt to fill it. Here are some debt elimination tips for you: 1) Look for help, not an easy way out - As said before, more people are taking steps to get rid of their debt. Naturally, others see this pattern and try to exploit it. The internet today is full of advertisements and websites which boast of having the ability to rid you of your debt legally without paying any money to your creditors. Credit companies get their income from interest. The longer you are indebted to a company, the bigger the interest is going to be. Companies that offer a low minimum balance are just making sure that you will be paying interest for a long time. If you set aside some of your cash to pay more than the minimum balance on your debt, you will ensure that your debt does not increase anymore because of interest. Sources of Credit Card Debt Elimination Information If you are looking for information about credit card debt elimination, then you should know that many sources are available out there for you. Here are some of them: 1) Books - Every human experience has a book written about it. This means that you will be able to find a lot of books containing credit card debt elimination information. The goal of this method of debt elimination and reduction is to eliminate your debts in a way that resembles what happens to a snowball. This means that it aims to help you start from paying off your small debts slowly, and working your way up to the big debts with increasing speed. How is this done?